Hypotheken Data Netwerk and QlikView provide end-to-end, real-time insight into the complete Dutch mortgage market
公司规模
Large Corporate
地区
- Europe
产品
- QlikView
- HDN Index
技术栈
- XML
- VMware
- Virtual Machine
实施规模
- Enterprise-wide Deployment
影响指标
- Productivity Improvements
- Customer Satisfaction
技术
- 分析与建模 - 实时分析
适用行业
- 金融与保险
适用功能
- 销售与市场营销
- 商业运营
用例
- 实时定位系统 (RTLS)
- 质量预测分析
服务
- 数据科学服务
- 系统集成
关于客户
Hypotheken Data Netwerk (HDN) Beheer B.A., is the Dutch Mortgage Data Network. Founded in 1992 the cooperative is an initiative that was started by various mortgage and insurance companies in order to connect all electronic communication in the mortgage chain, using a uniform standard. Its board is made up of four representatives from mortgage brokers and four representatives from mortgage providers, including ABN AMRO and ING. HDN serves as an intermediary between the electronic highway, mortgage lenders, insurers and the land registry. The Hypotheken Data Netwerk is a platform for requesting and receiving mortgage quotes, life insurance policies, valuation reports, status updates, sending file documents and receiving portfolio reviews. HDN facilitates the process from application to overall management for 4,000 mortgage brokers and 35 mortgage providers. Today 45% of all Dutch mortgage requests pass through HDN.
挑战
Hypotheken Data Netwerk (HDN) Beheer B.A., the Dutch Mortgage Data Network, was facing several challenges. They needed to provide mortgage providers and mortgage brokers with secure reporting and analysis capabilities for benchmarking. They also aimed to increase the added value offered by the HDN electronic messaging platform to increase market share. Furthermore, they wanted to provide insight into up-to-date and valid information about the status of the Dutch mortgage market. Traditionally, mortgage providers and intermediaries had no insight at all into market data. The only available data had come from the Dutch land registry, Kadaster, which records property sales. As the land registry only has a record when properties are actually sold, the data that is available is neither up-to-date or complete.
解决方案
The Hypotheken Data Netwerk implemented QlikView to provide mortgage brokers and mortgage providers benchmarking, reporting and analysis capabilities. This created an end-to-end national and regional overview of the entire Dutch mortgage market, accessed daily for benchmarking purposes by more than 4,000 users. The implementation of QlikView started in June 2010. The first task was making the Extensible Markup Language (XML) message traffic available and providing insight into this data. To allow for this HDN defined the dimension criteria based on product, interest rate and demographic level. They also wanted to use geographical dimension criteria by web mapping postal codes. The data was separated accordingly so that mortgage providers and brokers would only see the data applicable to their role.
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