Nationwide Commercial Enhances Loan Portfolio Analysis with QlikView
公司规模
Large Corporate
地区
- Europe
国家
- United Kingdom
产品
- QlikView
技术栈
- QlikView Business Discovery platform
- Microsoft products
- ProMS property risk management system
实施规模
- Enterprise-wide Deployment
影响指标
- Productivity Improvements
- Cost Savings
技术
- 分析与建模 - 实时分析
适用行业
- 金融与保险
用例
- 预测性维护
- 实时定位系统 (RTLS)
服务
- 数据科学服务
- 系统集成
关于客户
Nationwide Commercial is a division of Nationwide Building Society, with four specialisations-business savings, property finance, project finance, and housing finance. The company has around 800 branches and 15 million members. As other building societies consolidate or convert to public stock holding companies, Nationwide remains committed to staying mutual-owned by its members, not by shareholders-and has only continued to grow in size. Nationwide Commercial has a lending portfolio of around £20 billion (US$31 billion) spread across a range of sectors, including office, residential, industrial, retail, and leisure. The portfolio is comprised of £10.2 billion secured on commercial property, £8.4 billion to registered social landlords, and £1.4 billion advanced under project finance, principally via the UK Government Private Finance Initiative, which supports major public sector infrastructure projects.
挑战
Nationwide Commercial, a division of Nationwide Building Society, faced the increasing challenge of analysing millions of rows of “big data” about its loans portfolio. The division wanted a holistic view of key strategic data and metrics from a number of sources, including its ProMS property risk management system. The aim was to maximise investment returns and portfolio performance, while reducing operational risk and improving ease of compliance. By improving the quality and speed with which it can answer queries or produce on-demand reports, Nationwide Commercial can assess the characteristics and relationships of its commercial loan book more effectively.
解决方案
Nationwide Commercial deployed QlikView initially to senior managers to monitor the lending portfolio. The firm also wanted to give senior managers access to QlikView on iPad and other tablet devices in future. A major consideration was for the user team to understand the true business discovery benefits of working with QlikView associative in-memory technology on a self-service basis. In addition, Nationwide Commercial valued the “what if?” analysis feature in QlikView, which simulates how historical or estimated values change given different parameters. Nationwide Commercial found it easy to implement this analysis in a QlikView dashboard, and users have gained impressive results on a self-service basis without having to involve IT technicians.
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